1st Personal Loans

1st Personal Loans
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1st Personal Loans

Personal Loans
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Do you need free, competitive quotes on personal loans? 1st Personal loans gets you the quotes you need fast, free and online. Remember, you aren't making a personal loan application; well not quite yet, you're just a making request for a quote so your details are protected by our strict confidentiality policies.

Whether you have the best credit record or not, we will try to provide personal loan quotes for all requests - even if you:

  • Are self-employed
  • Have previously declined applications
  • Have any CCJs

We are able to provide quotations for any purpose, the most common are:

  • Purchasing a new car
  • Going on holiday
  • Home improvements
  • Consolidating all your debts into one single monthly
    payment
  • Starting a business

At 1st Personal Loans we have partnered with some of the UK's leading lenders to ensure that you receive the most competitive quotations. Our partners include Alliance and Leicester, Bank of Scotland, Freedom Finance and Cahoot. Through our partners we are able to offer loans to people in all circumstances and can offer loans for almost all purposes.

Types of personal loans we are able to provide:

Unsecured loans
An unsecured personal loan is a great way to obtain a loan from £1,000 up to £25,000. With an unsecured loan you could go on that holiday you have always dreamed of, buy that car you have been staring at for years or you can finally get started on house home improvements.

At 1st Personal Loans we are able to offer unsecured loans quotes even if you are self employed, been declared bankrupt or have CCJ's (county court judgements).

The great benefit with an unsecured loan is you are not required to own your own home in order to qualify. The chances of you being qualified for an unsecured personal loan depends on your individual credit rating and your credit history.

Click here to get a quote for an unsecured personal loan

Homeowner loans
A homeowner loan (sometimes called a secured loan) is a loan where a lender (typically a bank or building society) will lend you money provided you have sufficient collateral (usually your own home).

Homeowner loans are a great way to borrow from £1,000 to £250,000 you may be able to borrow more depending on your personal circumstances and collateral.

A homeowner loan can be used for any purpose, as oppose to a personal loan which can sometimes be restrictive. With a homeowner loan you can use it to make home improvements, buy a car or go on holiday. You can even use your loan to buy a business or purchase an existing one if it is too young to obtain a commercial loan.

Click here to get a quote for a homeowner loan

Car Loans
With a car loan you have the luxury of driving a new car without having crippling your bank balance in one fail swoop. With a car loan you can buy a car and pay back the cost over a time period to best suit your budget.

Many car dealers will offer you a car loan/finance before you purchase your vehicle, but they are often restricted to one lender which means you probably will not have the most competitive quotation in the market. The dealer may also add their commission for arranging the loan on top of the costs. If you buy a second hand car from a private seller you may not even have the chance of financing the vehicle.

At 1st Personal Loans we have partnered with some of the best car loan providers in the UK, we are able to offer instant online quotations with great rates. Our partners include Alliance and Leicester, Cahoot and the Cooperative Bank.

Click here to get a quotation for a car loan

Secured loans
At 1st Personal Loans we have partnered with some of the UK's leading lenders, our partners include Alliance and Leicester, the Cooperative Bank and Cahoot.

A secured loan (also know as a homeowner loan) is a loan where a lender (typical a building society) requires you to have collateral in order to qualify for a secure loan (usually your home).

A secure loan can be used for a number of different reasons whether you want to make home improvements, go on holiday or buy a sports car a secure loan is a great way to arrange a loan at a low interest rate.

Click here to get a quote for a secured loan

Bad Credit Loans
Bankruptcy has reached an 8 year high with 30,587 people either formally declaring themselves bankrupt or making deals with their creditors.

With more people than ever before struggling with the weight of debt it is important that people realise that their actions surrounding credit ultimately affects their credit rating (i.e. the chances of obtaining credit).

At 1st Personal Loans we are able to provide you with a loan even if:

  • You are self employed
  • You have had previous applications turned down
  • You have been declared bankrupt
  • You have CCJ's awarded against you (county court judgements)
  • You have no assets to borrow against

Click here to get a quote for a bad credit loan.

Whatever your circumstances 1st Personal Loans is able to provide you with quotations from various lenders which have the best rates and service standards.

When you fill in our enquiry, form for a non obligatory quotation, you will receive quotations from over 20 of the UKs leading lenders.

At 1st Personal Loans we aim to bring lenders to you, we want to save you time by bringing all the lenders to our marketplace.

Remember by filling in our quotation request form you are doing just that, getting a quotation. You are not applying for a loan, well not yet, you are simply enquiring about a quotation. Once you have all the details you need and have a quotation you like you can then pursue your quotation with the lender.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. All loans are subject to status. Written quotations are available directly from the lender on request to the lender. A broker fee might be due on transactions completed through this site.

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Additional Information: Personal Loans | Secured Loans | Car Loan | Unsecured Loan | Bad Credit Loan | Unsecured Personal Loan | Homeowner Loan | Press Releases